In this article I will try to help you on making your decision for the best cash reward credit card thet you can get these days. At the end if this post you will find a list of recommended credit cards with rewards.

The Citi Card’s Thank You Rewards Network is my favourite integrated credit card reward program. Why? All of Citi’s reward credit cards generate bonus points that you can later redeem for different rewards like airline tickets, merchandising stuff or simply cash back. It’s been a while since credit card companies have been offering higher percentage in cash back but most of them reduced the benefits of the cash reward credit card.

Most people prefer direct cash back rewards instead of reward or bonus points. It’s easier to understand as it is more clearly and cashback has much more advantages. I personally like both, I have a cash reward credit card and a cash back credit card from Citi. I’ve been collecting reward points for some months now and I think it could be enough for a free airplane ticket to China or anywhere else. The best cash reward credit card actually is the one that gives you back the most of your transfers and purchased.

If we have a closer look to different cash back and card reward programs we’ll soon find out that reward or bonus point cards will give us back a little bit more from what we spend. But there’s no big difference. For this reason the Citi Professional Credit Card with the Thank You Network ranks best in our review for the best cash reward credit card.

But, of course, it is not the only cash reward credit card that I recommend. Followed by the American Express Gold Card, which offers various different business related discounts the Chase Business Cash Rewards Card also has a great rebate program and comes with no annual fee.

We will have a more detailed look inside the various credit card reward programs in another article, soon.

So how can you benefit from cash back credit card programs? Let’s you buy something in a supermarket and get charged a specific amount. You will automatically receive a percentage back of what you’ve spent. This happens after a certain period of time - usually it takes between 1 and 10 days. There is nothing you must do - just wait for your cash reward. The credit card companies automatically process your cash reward.

So my list of the best cash reward credit cards looks like this:

1. Citi Cash Returns Card with Thank You Network: You will get 1.2% cashback on all of your eligible purchased within the first year which is based on the standard of this credit card (1% cash back for all of your purchases and cash transfers).

2. Blue Cash Credit Card from Mastercard: you will earn up to 5% for your purchases and up to 1.5% for other transfers that exceed $6,500 worth of usage. Everday purchases include gas station, supermarket.

3. Discover More Clear Credit Card: receive back up to 5% of cash back from special purchases made in various categories like supermarket, gas station, airline tickets and shopping.

The Best Cash Reward Credit Card is the one you will comfortable with and there aren’t so much varieties in credit card rewards or cash back rewards. Just make sure you read the terms of every credit card reward and bonus program so you know how much percentage of cash back or other value you will get in return for your purchases.

If you have any questions about the best cash reward credit card and programs you can get in contact with me anytime. I’d be happy to help you find the credit card that fits your needs.