“Have you gone mad?” – was my friend’s reaction, when I told him I was applying for Disney Credit Cards. And he had a reason to behave so, as he knew I had about 5-6 cards decorating my wallet at all times. Would this card be able to provide enough benefits to me? Importantly, would the Disney credit cards be a cut above all the other cards that I had thus far? I started using the Disney credit cards, and in no time, I realized that this was indeed one of the best I could have had for a long, long time. Here’s why! •    I shopped at the Walmart, and Levis for some jeans and clothes for myself. The bill ran up to $400. Frantically, I called up their customer service helpline to figure out the APR for my purchases. Shocked I was, when I heard the APR for the first 12 months of the card membership would be 0%! •    No Annual fee at all – Wow! This sounds like a swell deal. To my knowledge, I do not have any cards that don’t charge me any annual fee. This one should be the first though! •    Exciting Disney Rewards – Okay then ...

Many people prefer using credit cards for their every day purchases and for several good reasons: many credit card companies offer valuable cash back credit card programs which allow people to get back some of their money spent for buying things with their credit card. Another positive aspect is that you don't need to take money with you and credit cards are accepted worldwide in most of the big shops and shopping miles, even small shops accept visa, mastercard and discover.