The credit card is a system of making payment in the future and purchasing in the present. However with a debit card the amount of the product purchased is automatically withdrawn from your account. If you want to receive money for personal use, then the debit card provides a good option of withdrawal through Automated Teller Machine. The Debit card is also used to send money. For a traveler the debit card is best used to access ATMs for quick access to cash all over the world.

A few precautions must be taken while using debit card, such as

- Keep a unique Personal Identification Number for your debit card; preferably it should be alpha-numeric. Keep it confidential from everyone; even do not write it down anywhere, just keep it in memory.

- You should take care of carbon copies or receipts of your purchases; because if these are left at the counter, any mischievous person can put you in trouble.

- Keep a record of all your debit card transactions and fees, so that if there is any transaction which is not matching your record, you can call your financial institution to avoid any misuse or wrong entry in your debit card account.

- Keep a record of your debit card transactions and debit card fee. In case of any suspected transaction, call your financial institution immediately and also send a confirmation letter. Contact and notify your card issuer without wasting time in case the card is stolen or lost.

- It is necessary to acquire the knowledge first hand of the fee charged for using a debit card, particularly if you are using your card at a non-familiar retailers place.

The Travel Card is the most common prepaid MasterCard debit card. It is used in place of checks by travelers these days. This Travel Card can be used in a number of retail shops which accepts MasterCard Debit card all over the world instead of paying cash. Thus it is a better and convenient way to travel with these travel cards instead of having cash in your pockets.

With prepaid credit, the money can be withdrawn quickly without any hassle in any part of the world. In order to get a prepaid credit card, it is required to open an account with the same amount as opening a saving account. Thereafter a prepaid credit is issued and it can be used similar to a regular credit card.

Prepaid credit card works in the same principal as debit card for personal use, which is linked to checking or savings account. Using this prepaid credit card, which to a limited extent is a sort of debit card, you can now send money for booking of hotels, car rentals etc., without worrying about the credit card bills and interest payments later on. Prepaid credit card or debit cards are good accompaniments through which a traveler can have access to cash worldwide.