“Have you gone mad?” – was my friend’s reaction, when I told him I was applying for Disney Credit Cards. And he had a reason to behave so, as he knew I had about 5-6 cards decorating my wallet at all times. Would this card be able to provide enough benefits to me?

Importantly, would the Disney credit cards be a cut above all the other cards that I had thus far?

I started using the Disney credit cards, and in no time, I realized that this was indeed one of the best I could have had for a long, long time. Here’s why!

•    I shopped at the Walmart, and Levis for some jeans and clothes for myself. The bill ran up to $400. Frantically, I called up their customer service helpline to figure out the APR for my purchases. Shocked I was, when I heard the APR for the first 12 months of the card membership would be 0%!

•    No Annual fee at all – Wow! This sounds like a swell deal. To my knowledge, I do not have any cards that don’t charge me any annual fee. This one should be the first though!

•    Exciting Disney Rewards – Okay then – I made purchases worth $400 as discussed before. The Disney Card representative told me that I had accumulated 4 Disney Dream Reward Dollars, as I accrue points @ 1% for every $100 spent.

•    My son is an ardent Disney merchandise fan, and I surely would use the Disney credit cards to get some bonus Disney rewards when I go shopping for him.

•    A whole host of other Disney Rewards and travel offers.

I, for one, am not going to regret the moment when I applied for the Disney credit cards. For now, it really seems like a stroke of a genius. Only time will tell though, how good and friendly this card is, but for now, it has got me referring this card to a whole lot of my friends too.

Needless to say, they have got applying!