Substitute your credit card with a Green Dot Prepaid Card, for controlled expenses. You need to assign a certain amount to the card and spend in peace, because you would not be taking any credit which needs to be repaid later. The money that has been assigned to the card, is made available to you in entirety, for tension free shopping. It provides for a comprehensive and flawless solution, and could easily replace your credit card.

Features

Having an account in the bank is not mandatory for issuing a Green Dot Prepaid Card, therefore you are not required to waste your time, waiting for your turn at your bank. It does not require a credit card or an overdraft facility. You will not be charged with any penalty fees and so you can enjoy the use of your card for as long as you have money in it.

Being a debit MasterCard, it is universally accepted. The Green Dot Card can help you access your reserves from all locations across the world, while going from one place to the other. You can withdraw money from 15,000 ATM machines, with the help of this card, therefore it makes for varied usage.

You can withdraw as much as you want, and there is no clause for any minimum amount that you need to keep. Just procure your card, store your reserves in it and proceed to spend, irrespective of location and time. You can also make use of features like online bill-pay and direct deposit at no additional cost.

You can buy it from anywhere and it can really help you in providing a hassle free experience. Funds can be deposited in the card through any of the 50,000 available outlets, quite simply.

Advantages

The Green Dot Card incorporates all the positive attributes of a credit card while steering clear from debts and overdrafts. This card only allows you to spend what you have and so is the perfect choice for students and others who are relatively new to banking. Since you can spend only as much as you have, your reserves are safe from the risks of over expenditure.

It is also extremely easy to get started with this card as no bank account is required. Procure a card and assign a designated amount of reserves to it. You need not pay any added charges and the process can be comfortably completed. If you want to enjoy continual supply of reserves, your monthly payments can also be channelized to this card, every month.

The fact that no minimum balance is required is also extremely useful as it means that the card can be used by anyone no matter how much money is possessed. It is a card which incorporates all the advantages of credit cards, while doing away with the disadvantages.

Pitfalls

Since there is no scope for overdrafts, your expendures are curtailed. In situations when your expenditures exceed your fund availability, this card will not be effective.

Conclusion

The Green Dot card is certainly a worthy contender of other prepaid cards as it is as efficient as a credit card but does not require a bank account and does not offer the overdraft facility. Incorporating a small number of service charges, the Green Dot Card is a cost effective alternatives.

There is no scope of spending borrowed reserves with the Green Dot prepaid card, which saves you the trouble of a pay back. You can avail of your reserves easily with this card, as it prevents you from splurging, making it a truly efficient product.

Want to get the Green Dot Prepaid Card? Click here for details on where to order it at online.